Easy Reconciliation for Fintech

Automate financial transactions and gain insights that matter with real-time analytics, comprehensive reporting, and seamless integrations tailored to your business needs

How Osfin helps
fintech teams

Streamline transaction automation with real-time insights, seamless data consolidation, and precise AI validation. Gain full visibility and adapt swiftly with expert fintech support

Accelerated transaction processing 

Reconcile high volumes of fintech and lending transactions at remarkable speed, ensuring seamless and efficient operations

Unified data consolidation 

Integrate disparate data sources through pre-built connectors, consolidating financial data into a cohesive, reconciliation-ready format

Maximized reconciliation

Achieve precision through AI-driven data extraction and robust validation rules for unparalleled accuracy in reconciliation processes

Rapid adaptation to change 

Swiftly accommodate evolving business needs through agile implementation and integrations across existing systems

Comprehensive visibility 

Gain real-time insights into reconciliation performance through intuitive dashboards and reporting, enabling data-driven decision-making

Specialized industry guidance 

Access dedicated support from experts highly experienced in fintech and lending nuances, ensuring a tailored implementation

Hear what our customers say

"Real-time visibility of cashflows at an SKU level is achieved with Osfin's intuitive dashboards. We were able to not only manage customer transactions level but also complex recon of state-wise charges and taxes for our B2B business."

Accounting Team
PharmEasy

"Managing voluminous transaction data has become seamless using Osfin. We are able to achieve complete visibility on the cashflows across our Internal database, Payment Gateways and Banks. Moreover, Osfin also became our defacto auditor for PG charges and failure rates."

Finance Team
Games 24*7

“Osfin is a life saviour. With its support, we've been able to better administer payments to our partners. Timely settlement and distribution of payouts allow us to concentrate on expanding our primary business. For handling partner compensation or commissions, I can't speak highly enough about Osfin.“

Accounting Team
Manipal Cigna Health Insurance

" Osfin offers efficient financial reconciliation, enhancing accuracy and productivity. Recommended to decrease dependency on internal team"

Finance Team
Buku Warung

Frequently Asked Questions

Clear answers to common questions about Osfin’s automation and reconciliation solutions

What types of fintech transactions can Osfin automatically reconcile?

Osfin supports automated reconciliation across a wide range of fintech use cases including lending disbursements and repayments, wallet transactions, BNPL flows, peer-to-peer transfers, fee and commission settlements, and general ledger vs. operational data reconciliations. It is built to handle the high-volume, multi-source complexity typical of fast-growing fintech businesses.

Can Osfin support fintech companies that operate across multiple product lines simultaneously?

Yes. Osfin is built to handle multi-product fintech environments where wallet transactions, lending flows, and payment settlements all run in parallel. It consolidates data from each product line into a unified reconciliation view, giving finance teams clarity across the entire business without managing separate processes for each.

Why do fintech companies need automated reconciliation software?

Fintech companies operate across multiple data sources, payment rails, and lending systems often scaling rapidly. Manual reconciliation in such environments leads to revenue leakage, delayed settlements, and compliance risks. Automated reconciliation software like Osfin helps fintech and lending teams reduce dependency on manual processes, improve data accuracy, and maintain real-time visibility into cashflows as they scale.

Can Osfin integrate with our existing fintech and lending systems?

Yes. Osfin integrates with 170+ systems and data sources including lending management systems, payment gateways, banks, ledgers, and ERPs. Its open API architecture allows seamless connectivity with your core systems. Alternatively, Osfin can ingest files directly from email inboxes or SFTP folders.

How does Osfin consolidate data from multiple disparate fintech sources?

Osfin uses pre-built connectors to integrate data from multiple sources — including internal databases, payment gateways, banks, and lending platforms — consolidating it into a unified, reconciliation-ready format. This gives teams a single source of truth across all financial data systems.

Can Osfin's reconciliation software handle exceptions and mismatches in fintech data?

Yes. Osfin typically achieves high auto-reconciliation rates, leaving teams with minimal exceptions to manage. When mismatches are identified, Osfin's exception management module enables teams to communicate, escalate, and resolve issues within the platform with AI agents helping triage and prioritise critical discrepancies based on historical trends and policies.

Is Osfin suitable for early-stage fintechs or only large enterprises?

Osfin is designed to work with data in any format and from any source, making it accessible for early-stage fintechs that may not yet have a mature data infrastructure. As the business grows, Osfin scales alongside it  handling increasing transaction volumes and more complex reconciliation requirements without needing a platform switch.